Lecture 12 – Short term finance
第12講 - 短期融資
ID4246M Business Finance
Dr V G Fitzsimons
University of Bradford
ID4246M商務(wù)財經(jīng)
V G菲茨西蒙斯博士
布拉德福德大學(xué)
Short-term and medium-term finance
短期和中期融資
• The bank overdraft and the bank term loan
銀行透支和銀行短期貸款
• Trade credit
貿(mào)易信貸
• The different services offered by a factoring firm
由保理公司提供不同的服務(wù),
• The relative merits of hire purchase and leasing
租購及租賃的相對優(yōu)點
• Bills of exchange and bank bills
票據(jù)交換和銀行承兌匯票
http://ukthesis.org/gjswglzy
The main forms of short-term and medium-term finance
短期和中期融資的主要形式
Bank sources
銀行來源
• Overdraft
透支
– An overdraft is a permit to overdraw on an account up to a stated limit
支的帳戶上透支許可證一個規(guī)定的限制
• Advantages of overdrafts
透支的優(yōu)點
– 1 Flexibility
柔韌性
– 2 Cheapness
便宜
• Drawbacks of an overdraft
透支的缺點
– The bank retains the right to withdraw the facility at short notice
銀行保留在短時間內(nèi)權(quán)利撤回設(shè)施
– Security
安全
Bank borrowing
銀行借款
• Conditions of lending
貸款條件
– 1 Cash flow projections
現(xiàn)金流量預(yù)測
– 2 Creditworthiness
好信譽
– 3 The amount that the borrower is prepared to put into the project
借款人準備投產(chǎn)項目金額
– 4 Security
安全
Fruit Growers plc
水果種植者有限公司
The interest on both loan or overdraft would be 10 percent per year or 2.5 per cent per quarter
貸款或透支的利息將每年10%或每季度的2.5%
Exhibit 12.4 Monthly cash flow balance for Fruit Growers plc
圖表12.4每月現(xiàn)金流量平衡水果種植者有限公司
Fruit Growers plc
水果種植者有限公司
#p#分頁標題#e#
相關(guān)文章
UKthesis provides an online writing service for all types of academic writing. Check out some of them and don't hesitate to place your order.